Often people make extra work for themselves when it comes to purchasing a Las Vegas Life Insurance policy. While it’s easy to find a quote engine and get pricing, these rates may not be accurate. There are many factors to take into account when quoting life insurance. Among them are build (height and weight), medical conditions and your medical history, family medical history, hazardous sports and more.
When you get an online quote you must remember that it will not consider all of the different criteria that the insurance underwriter will factor in to your rating. Using an independent agent can make the shopping process easier. Your independent agent should know which insurance companies will look most favorably on your particular situation. Every company has somewhat different underwriting guidelines. Although they may only differ a little, that may mean a better rating for you and consequently a lower cost premium.
Another factor to consider is the financial strength of the company. This is another area an agent can assist you with. You want to make sure the company will be around to pay out when your family needs them to!
In short, speaking with an AMS independent insurance agent can save you some serious time and money! Let us “do your shopping for you”! We can compare over 100 companies for you and cater the results to you and your family’s specific circumstances. An independent agent can make the life insurance purchase process easy for you, ensuring life is that much more enjoyable and stress free. Contact us today!