Property and casualty insurance policies will provide a great deal of liability protection for policyholders and named insureds. If people slip and fall, a tree falls and damages a neighbor’s car, you are at fault in an accident, or other perils, most insurance policies will pay up to coverage limits minus any deductibles that apply. […]

No matter how much money people have or what kind of occupation they do, the need for liability insurance can’t be overestimated. People who own homes and drive routinely take on potential risks that could result in very costly legal judgments against them. Homeowners and auto owners are liable for injuries or damages caused by […]

Nearly 20 percent of vehicle owners in Nevada have no insurance coverage on their vehicles as required by state law. And when considering the number of people who drive vehicles for which they are not insured as determined by the policy, the percentage of uninsured drivers rises further, making Nevada one of the top 10 […]

Although it has been around for more than a decade, usage-based auto insurance policies only recently began increasing in popularity across the United States. Usage-based auto insurance policies are ones in which policyholders agree to allow insurers to electronically monitor their driving and issue rate discounts based on the results. The insurers generally use either […]

Not everyone needs life insurance, but it is a very important safety net for most families in the United States. Life insurance helps ensure families can continue to meet financial obligations and not suffer substantial reductions in their standards of living if there is an unfortunate accident and a family’s primary earner no longer is […]