July and August are monsoon season in nearby Arizona, where the warm, moist air from the Gulf of California make their way up into the Desert Southwest and bring torrential rains. At times, those monsoonal formations make their way into the Las Vegas Valley, and that can lead to heavy rainfall, high winds and flash […]

Nevada is one of the most active states for earthquakes, but most of them occur out in wilderness areas and well away from population centers. Yet, an earthquake is something that Las Vegas residents experience on a regular basis on a very subtle level. Most people don’t realize it when tremors travel through the greater […]

Insurance deductibles are intended to keep the cost of insurance low by eliminating very small claims and the cost of dealing with them. Deductibles apply to many different types of insurance but are most common on property and casualty insurance policies. Health insurance also has deductibles, and life insurance policies never have them. Most people […]

Dogs are great family pets and in most cases truly are man’s best friend. But many property and casualty insurance companies take exception to certain breeds they deem to be prone to violent or aggressive behavior. In some instances, if an insurance company learns a homeowner has a breed of dog it considers to be […]

Some renters have leases that require them to pay for insurance to live in those apartments and make the mistake of thinking they have renters insurance coverage for their belongings. That is not the case. Most times, that renters insurance only covers their liability if they do something that causes damage to the unit or […]