Sure, the holidays are a joyous time. But they’re also an expensive time. That’s why, when January 1 rolls around, most of us are resolving to tighten the purse strings a bit and save some cash in the year to come. If you haven’t assessed your homeowners policy lately, January is a great time to do it. You could be able to save on home insurance and make finances a little brighter in the coming year. Here are our top tips:
Save on Home Insurance With These Tips:
Shop around: If it’s been a while since you’ve gotten a quote from a different insurance company, you may be paying too much for your homeowners policy. Save on home insurance by getting a current quote from another company or agency and comparing your current premium and coverage.
Increase your security: Installing new security feature on your property won’t just help protect your family; they also may help you save on home insurance. You could save money on your premium by installing a security alarm, deadbolt locks or even fire extinguishers.
Ask about discounts: Often, homeowners may qualify for premium discounts they didn’t even know existed! Ask your agency or provider about specific premium discounts, like multi-policy, senior citizen, low claims, marital status or security features.
Keep an inventory: You purchase home insurance to protect your possessions, right? But many policyholders fail to keep a current, accurate inventory of their personal property, which could cost them down the line. If you have not yet created an inventory (or it’s been a while since you updated it), now’s the time!
Want to learn more ways to save on home insurance in 2014? Give us a call today and a friendly agent will help determine how to get you the best policy for your budget – and keep you, your home and your family protected this year.