If you’re, well, anyone, chances are you’re always looking for ways to get cheap auto insurance rates. We understand that shopping around for the best insurance can be confusing at best and excruciating at worst! That’s why at AMS Insurance, our agents work with our clients to make sure that they’re getting the cheapest rates possible.
While you may not realize it, quite a few factors contribute to those auto insurance quotes. You probably already know that your driving record can affect your auto insurance rates. Did you also know that your demographics, neighborhood and credit score can as well? Here are four ways you can get cheap auto insurance rates today:
- Take advantage of your age: If you’re over the age of 25, make sure you’re getting an age-based discount. Generally, the lowest premiums for car insurance are awarded to drivers between the ages of 25 and 55. If you have a teenage or elderly driver on your policy, you may want to look into separating your insurance.
- Choose low-crime neighborhoods: Did you know that if you live in a neighborhood with a high crime rate, you’re more likely to have higher insurance rates? Moving to a neighborhood with lower crime rates can help you save money.
- Drive a different car: The make and model of your car will affect your auto insurance rates. The newer the vehicle, the more expensive to repair and replace. But some older cars are less reliable, so those can also raise your rates. A less expensive, more reliable car will generally get you the best rates.
- Go for a bigger deductible: You might cringe at a $1,000 deductible, but if you have a long history of safe driving, it may pay off in the long run to increase your deductible and lower your monthly Auto Insurance Las Vegas premium.
Last but not least, your best way to save is to call AMS today! We can help you take advantage of discounts you may not even know about!